If you’re looking for a short term loan, our personal asset loans are designed to suit you. Borrow as much as you need against your watch or jewellery and we will secure your asset in our storage facility until you’ve finished your repayment plan. Simple, easy and funds can be available within 48 hours. Alternatively, we can help you sell your asset to raise cash. We have the contacts you need to get you the right price for your luxury jewellery or watch item.

Get a loan

Personal asset loans in 3 easy steps


Call for a preliminary, private and confidential consultation. We will then need to see the asset(s). Choose which is easier for you, either send your asset to us, arrange a private appointment at our Epsom office or have a meeting in the privacy of your home. Our experts will value your assets and make you a provisional loan offer.

Transfer of funds

Once you have accepted your provisional loan offer, your asset will need to be stored in our specialist facility. As soon as we have safe possession of your asset and we have discussed and finalised the paperwork, the funds will be transferred within 48 hours to your nominated bank account.


Once you pay back the loan and any unpaid interest that accrued, we safely return your luxury asset to you. Repayments can be made as a one off or broken down into monthly payments over time. You can collect in store, arrange for pick up, or have your asset sent via our secure couriers.

Vintage pawnbrokers offers a highly discrete, efficient and personal approach to your financing

Whether you need an asset loan or an asset sale service, Vintage Pawnbrokers offers a discrete, efficient and personal approach to your financing.

If you’re looking to take care of an unexpected financial commitment, a change of circumstances or an exciting new business opportunity, our loans are secured against assets you own.

  • No credit check.
  • Funds usually available within 48 hours or less.
  • Loans from £1,000-£100,000
  • All loans are subject to status.

Alternatively, Vintage Pawnbrokers can privately organise the sales of your personal assets through our network of private clients and auction houses. If needed, we are able to organise a sale advance loan against the expected value of your assets.

If you’re struggling with loan payments, check out our Debt Advice Guide.

Authorised and Regulated by the Financial Conduct Authority. Emma Clarke t/a Vintage Pawnbrokers.

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As security against a pawnbroking loan, we accept luxury branded and high-value items, such as watches, jewellery and antiques. Pawnbroking is an effective way of financing short-term loans as you simply submit your valuable item to the pawnbroker, and this item acts as security against the loan you are granted. Your valuables will be kept safe for a up to six months and will be redeemed when you pay back the loan, in addition to an agreed upon interest amount which is clearly shown on the agreement. While the maximum term of the agreement is six months, you may pay back the loan from the day after the loan starts.